{"id":5146,"date":"2021-01-29T16:16:12","date_gmt":"2021-01-29T07:16:12","guid":{"rendered":"https:\/\/finance.recruit.co.jp\/article\/?p=5146"},"modified":"2025-06-30T07:51:29","modified_gmt":"2025-06-29T22:51:29","slug":"a033","status":"publish","type":"post","link":"https:\/\/finance.recruit.co.jp\/article\/a033\/","title":{"rendered":"\u81ea\u55b6\u696d\u306f\u3044\u304f\u3089\u8caf\u3081\u308c\u3070\u8001\u5f8c\u3092\u8fce\u3048\u3089\u308c\u308b\uff1f\u5fc5\u8981\u8cc7\u7523\u3068\u8caf\u84c4\u8853\u3092\u7d39\u4ecb"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">\u4f1a\u793e\u54e1\u3068\u81ea\u55b6\u696d\u306e\u8001\u5f8c\u8cc7\u91d1\u306e\u9055\u3044<\/h2>\n\n\n\n<p>\u307e\u305a\u306f\u4f1a\u793e\u54e1\u3068\u81ea\u55b6\u696d\u8005\u3068\u3067\u306f\u3001\u8001\u5f8c\u8cc7\u91d1\u306b\u3069\u306e\u3088\u3046\u306a\u9055\u3044\u304c\u3042\u308b\u306e\u304b\u3092\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 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section end 2201 -->\n    <div class=\"section-bnr\"><a href=\"\/quick\/\"><picture><source media=\"(max-width: 768px)\" srcset=\"\/article\/wp-content\/themes\/recruit-finance\/images\/common\/sugohaya-bnr_sp.png\"><img decoding=\"async\" src=\"\/article\/wp-content\/themes\/recruit-finance\/images\/common\/sugohaya-bnr_pc.png\" alt=\"\u30b9\u30b4\u901f \u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u3044\u304f\u3089\u307e\u3067\u501f\u308a\u3089\u308c\u308b\u306e\u304b\u3059\u3050\u308f\u304b\u308a\u307e\u3059!\"><\/picture><\/a><\/div>    <!-- section start 2201 -->\n\n\n<h2 class=\"wp-block-heading\">\u81ea\u55b6\u696d\u8005\u304c\u8001\u5f8c\u5fc5\u8981\u306b\u306a\u308b\u8cc7\u91d1\u306f\u3069\u306e\u304f\u3089\u3044\uff1f<\/h2>\n\n\n\n<p>\u3067\u306f\u3001\u81ea\u55b6\u696d\u8005\u306f\u3069\u306e\u3050\u3089\u3044\u306e\u8caf\u84c4\u304c\u3042\u308c\u3070\u5b89\u5fc3\u3057\u3066\u8001\u5f8c\u3092\u8fce\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u5feb\u9069\u306a\u751f\u6d3b\u3092\u9001\u308b\u306e\u306b\u5fc5\u8981\u306a\u8cbb\u7528\u306f\u4eba\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u306e\u3067\u3001\u3053\u3053\u3067\u306f\u7dcf\u52d9\u7701\u304c\u884c\u3063\u305f\u300c2019\u5e74\u5bb6\u8a08\u8abf\u67fb\u300d\u306e\u7d50\u679c\u304b\u3089\u3001\u9ad8\u9f62\u4e16\u5e2f\u3067\uff11\u5e74\u9593\u306b\u5fc5\u8981\u306a\u751f\u6d3b\u8cbb\u306e\u76ee\u5b89\u3092\u63a2\u3063\u3066\u307f\u308b\u3053\u3068\u306b\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u5bb6\u8a08\u8abf\u67fb\u306b\u3088\u308b\u3068\u3001\u4e16\u5e2f\u4e3b\u306e\u5e74\u9f62\u304c65\u6b73\u4ee5\u4e0a\u306e2\u4eba\u4ee5\u4e0a\u4e16\u5e2f\uff08\u7121\u8077\u4e16\u5e2f\uff09\u306e1\u30ab\u6708\u3042\u305f\u308a\u306e\u6d88\u8cbb\u652f\u51fa\u306f24\u4e071672\u5186\u3001\u793e\u4f1a\u4fdd\u967a\u6599\u3084\u7a0e\u91d1\u306a\u3069\u306e\u975e\u6d88\u8cbb\u652f\u51fa\u306f3\u4e072174\u5186\u3067\u3057\u305f\u3002\u3064\u307e\u308a\u3001\u8001\u5f8c\u306b\u592b\u5a662\u4eba\u3067\u5e73\u5747\u7684\u306a\u751f\u6d3b\u3092\u9001\u308b\u306b\u306f\u3001\u6bce\u6708\u7d0430\u4e07\u5186\u3001\u5e74\u9593\u306b\u3059\u308b\u3068\u7d04360\u4e07\u5186\u306f\u5fc5\u8981\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\uff08\u203b3\uff09\u3002<\/p>\n\n\n\n<p>\u592b\u5a66\u3067\u56fd\u6c11\u5e74\u91d1\u3092\u53d7\u7d66\u3057\u3066\u3044\u308b\u4e16\u5e2f\u3060\u3068\u3001\u5e74\u9593\u306e\u5e74\u91d1\u53d7\u7d66\u306e\u5408\u8a08\u306f\u7d04156\u4e07\u5186\uff081\u4eba6\u4e075075\u5186\uff0f\u6708\u00d72\u4eba\u5206\u00d712\u30ab\u6708\uff09\u3067\u3059\u304b\u3089\u3001\u5e74\u91d1\u3060\u3051\u3067\u306f\u5e74\u306b\u7d04200\u4e07\u304c\u4e0d\u8db3\u3057\u3066\u3057\u307e\u3044\u307e\u3059\u3002\u4e0d\u8db3\u5206\u3092\u88dc\u3046\u306b\u306f\u3001\u4f8b\u3048\u307065\u6b73\u3067\u4ed5\u4e8b\u3092\u8f9e\u3081\u3001\u305d\u306e\u5f8c\u306e\u4f59\u751f\u304c20\u5e74\u3042\u308b\u3068\u60f3\u5b9a\u3057\u305f\u5834\u5408\u3001\u8a08\u7b97\u4e0a\u306f\u7d04200\u4e07\u5186\uff08\u5e74\u9593\u306e\u4e0d\u8db3\u5206\uff09\u00d720\u5e74\uff1d\u7d044000\u4e07\u5186\u3092\u3001\u5e74\u91d1\u4ee5\u5916\u306b\u78ba\u4fdd\u3057\u3066\u304a\u304f\u5fc5\u8981\u304c\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p class=\"article-reference\" class=\"wp-block-my-plugin-article-reference\">\uff08\u203b3\uff09\u51fa\u5178\uff1a\u7dcf\u52d9\u7701\u300c<a href=\"https:\/\/www.e-stat.go.jp\/stat-search\/files?page=1&amp;layout=datalist&amp;toukei=00200561&amp;tstat=000000330001&amp;cycle=7&amp;year=20190&amp;month=0&amp;tclass1=000000330001&amp;tclass2=000000330004&amp;tclass3=000000330005&amp;stat_infid=000031909542&amp;result_back=1&amp;tclass4val=0\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"2019\u5e74\u5bb6\u8a08\u8abf\u67fb (\u65b0\u3057\u3044\u30bf\u30d6\u3067\u958b\u304f)\">2019\u5e74\u5bb6\u8a08\u8abf\u67fb<\/a>\u300d\u8868\u756a\u53f73-2<\/p>\n\n\n\n<div class=\"link-text related\" class=\"wp-block-my-plugin-link-text\"><span class=\"ico-txt\">[\u95a2\u9023\u8a18\u4e8b]<\/span><a class=\"\" href=\"https:\/\/finance.recruit.co.jp\/article\/a003\/\">\u8001\u5f8c\u8cc7\u91d1\u306f\u3044\u304f\u3089\u6e96\u5099\u3059\u308c\u3070\u826f\u3044\uff1f\u6708\u306e\u5e73\u5747\u652f\u51fa\u3068\u5099\u3048\u308b\u65b9\u6cd5\u3092\u89e3\u8aac<\/a><\/div>\n\n\n\n<div class=\"link-text related\" class=\"wp-block-my-plugin-link-text\"><span class=\"ico-txt\">[\u95a2\u9023\u8a18\u4e8b]<\/span><a class=\"\" href=\"https:\/\/finance.recruit.co.jp\/article\/a017\/\">\u5c06\u6765\u3082\u3089\u3048\u308b\u5e74\u91d1\u306f\u3044\u304f\u3089\uff1f\u5e74\u91d1\u5236\u5ea6\u3092\u7406\u89e3\u3057\u3066\u5b89\u5fc3\u306e\u8001\u5f8c\u751f\u6d3b\u3092\u624b\u306b\u5165\u308c\u3088\u3046<\/a><\/div>\n\n\n<!-- section end 2201 -->\n    <div class=\"section-bnr\"><a href=\"\/quick\/\"><picture><source media=\"(max-width: 768px)\" srcset=\"\/article\/wp-content\/themes\/recruit-finance\/images\/common\/sugohaya-bnr_sp.png\"><img decoding=\"async\" src=\"\/article\/wp-content\/themes\/recruit-finance\/images\/common\/sugohaya-bnr_pc.png\" alt=\"\u30b9\u30b4\u901f \u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u3044\u304f\u3089\u307e\u3067\u501f\u308a\u3089\u308c\u308b\u306e\u304b\u3059\u3050\u308f\u304b\u308a\u307e\u3059!\"><\/picture><\/a><\/div>    <!-- section start 2201 -->\n\n\n<h2 class=\"wp-block-heading\">\u81ea\u55b6\u696d\u8005\u306f\u3069\u3046\u3084\u3063\u3066\u8001\u5f8c\u8cc7\u91d1\u3092\u8caf\u3081\u308c\u3070\u826f\u3044\uff1f<\/h2>\n\n\n\n<p>\u3067\u306f\u3001\u81ea\u55b6\u696d\u8005\u304c\u8001\u5f8c\u8cc7\u91d1\u3092\u8caf\u3081\u308b\u306b\u306f\u3001\u3069\u3046\u3059\u308c\u3070\u826f\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f\u3082\u3061\u308d\u3093\u3001\u7121\u99c4\u9063\u3044\u3092\u6975\u529b\u6291\u3048\u3001\u8caf\u84c4\u306b\u52b1\u3080\u3053\u3068\u304c\u57fa\u672c\u3067\u3059\u304c\u3001\u81ea\u55b6\u696d\u8005\u306e\u5834\u5408\u306f\u304a\u91d1\u304c\u624b\u5143\u306b\u8caf\u307e\u308b\u3068\u4e8b\u696d\u306e\u7dad\u6301\u3084\u62e1\u5927\u306e\u305f\u3081\u306b\u4f7f\u3063\u3066\u3057\u307e\u3046\u30b1\u30fc\u30b9\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u3067\u304d\u308c\u3070\u3001\u4ee5\u4e0b\u306b\u6319\u3052\u305f\u300ciDeCo\uff08\u30a4\u30c7\u30b3\uff1d\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff09\u300d\u3084\u300c\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u300d\u306e\u3088\u3046\u306b\u3001\u9014\u4e2d\u3067\u5f15\u304d\u51fa\u3057\u305f\u308a\u4f7f\u3063\u305f\u308a\u3057\u3065\u3089\u3044\u8a2d\u5b9a\u306e\u5546\u54c1\u3092\u6d3b\u7528\u3057\u3066\u8caf\u84c4\u3057\u3001\u8001\u5f8c\u306b\u4e00\u6642\u671f\u3084\u5e74\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">iDeCo<\/h3>\n\n\n\n<p>iDeCo\u306f\u3001\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\u6cd5\u306b\u57fa\u3065\u3044\u3066\u904b\u55b6\u3055\u308c\u3066\u3044\u308b\u79c1\u7684\u5e74\u91d1\u5236\u5ea6\u3067\u300120\u6b73\u304b\u308960\u6b73\u672a\u6e80\u3067\u4e00\u5b9a\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3059\u4eba\u306a\u3089\u8ab0\u3067\u3082\u52a0\u5165\u3067\u304d\u307e\u3059\u3002\u6bce\u6708\u3001\u81ea\u5206\u3067\u6c7a\u3081\u305f\u639b\u3051\u91d1\uff085000\u5186\u4ee5\u4e0a\uff09\u3092\u7a4d\u307f\u7acb\u3066\u3066\u3001\u81ea\u5206\u3067\u9078\u3093\u3060\u91d1\u878d\u5546\u54c1\uff08\u5143\u672c\u78ba\u4fdd\u578b\u5546\u54c1\u3068\u6295\u8cc7\u4fe1\u8a17\uff09\u3067\u904b\u7528\u3057\u300160\u6b73\u4ee5\u964d\u306b\u8001\u9f62\u7d66\u4ed8\u91d1\u3092\u81ea\u5206\u306e\u9078\u3093\u3060\u65b9\u5f0f\uff08\u4e00\u6642\u91d1\u307e\u305f\u306f\u5e74\u91d1\u3001\u3082\u3057\u304f\u306f\u4e00\u6642\u91d1\u3068\u5e74\u91d1\u3092\u7d44\u307f\u5408\u308f\u305b\u305f\u5f62\uff09\u3067\u53d7\u3051\u53d6\u308b\u3053\u3068\u304c\u3067\u304d\u308b\u4ed5\u7d44\u307f\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>iDeCo\u306f\u7a0e\u5236\u9762\u3067\u6b21\u306e\u3088\u3046\u306a\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u3001\u516c\u7684\u5e74\u91d1\uff0b\u03b1\u306e\u8001\u5f8c\u306e\u5099\u3048\u3068\u3057\u3066\u4eba\u6c17\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u540c\u6642\u306b\u3044\u304f\u3064\u304b\u306e\u3067\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u6307\u6458\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u30e1\u30ea\u30c3\u30c8\u3068\u30c7\u30e1\u30ea\u30c3\u30c8\u306e\u4e21\u65b9\u3092\u3088\u304f\u7406\u89e3\u3057\u305f\u4e0a\u3067\u3001\u307e\u305a\u306f\u5c11\u984d\u306e\u639b\u3051\u91d1\u304b\u3089\u59cb\u3081\u3066\u307f\u308b\u3068\u826f\u3044\u3067\u3057\u3087\u3046\uff08\u639b\u3051\u91d1\u306f\u5e74\u306b1\u56de\u3001\u5909\u66f4\u3067\u304d\u307e\u3059\uff09\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u4e3b\u306a\u30e1\u30ea\u30c3\u30c8<\/h4>\n\n\n\n<p><strong>\u639b\u3051\u91d1\u3092\u5168\u984d\u6240\u5f97\u63a7\u9664\u3067\u304d\u308b<\/strong><\/p>\n\n\n\n<p>\u639b\u3051\u91d1\u306f\u5168\u984d\u304c\u6240\u5f97\u63a7\u9664\u306e\u5bfe\u8c61\u3068\u306a\u308b\u305f\u3081\u3001\u6240\u5f97\u7a0e\u30fb\u4f4f\u6c11\u7a0e\u3092\u8efd\u6e1b\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>\u904b\u7528\u76ca\u306b\u8ab2\u7a0e\u3055\u308c\u306a\u3044<\/strong><\/p>\n\n\n\n<p>\u4e00\u822c\u7684\u306b\u91d1\u878d\u5546\u54c1\u306e\u904b\u7528\u76ca\u306b\u306f\u3001\u6240\u5f97\u7a0e15%\uff0b\u5fa9\u8208\u7279\u5225\u6240\u5f97\u7a0e0.315%\uff0b\u4f4f\u6c11\u7a0e5\uff05\u306e\u3001\u8a0820.315\uff05\u306e\u7a0e\u91d1\u304c\u8ab2\u3055\u308c\u307e\u3059\u304c\u3001iDeCo\u306e\u904b\u7528\u76ca\u306f\u975e\u8ab2\u7a0e\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p><strong>\u5e74\u91d1\u306b\u8ab2\u7a0e\u3055\u308c\u306a\u3044<\/strong><\/p>\n\n\n\n<p>\u8001\u9f62\u7d66\u4ed8\u91d1\u3092\u53d7\u3051\u53d6\u308b\u969b\u3001\u4e00\u6642\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u3068\u300c\u9000\u8077\u6240\u5f97\u63a7\u9664\u300d\u304c\u3001\u5e74\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u3068\u300c\u516c\u7684\u5e74\u91d1\u7b49\u63a7\u9664\u300d\u304c\u9069\u7528\u3055\u308c\u3001\u3044\u305a\u308c\u3082\u4e00\u5b9a\u91d1\u984d\u307e\u3067\u306f\u975e\u8ab2\u7a0e\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u4e3b\u306a\u30c7\u30e1\u30ea\u30c3\u30c8<\/h4>\n\n\n\n<p><strong>\u52a0\u5165\u3067\u304d\u306a\u3044\u5834\u5408\u3082\u3042\u308b<\/strong><\/p>\n\n\n\n<p>iDeCo\u52a0\u5165\u306b\u306f\u4e00\u5b9a\u306e\u8981\u4ef6\u304c\u3042\u308a\u3001\u6b21\u306b\u8a72\u5f53\u3059\u308b\u4eba\u306f\u52a0\u5165\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<ul 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class=\"wp-block-heading\">\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08<\/h3>\n\n\n\n<p>\u56fd\u306e\u6a5f\u95a2\u3067\u3042\u308b\u4e2d\u5c0f\u6a5f\u69cb\u304c\u904b\u55b6\u3059\u308b\u3001\u5c0f\u898f\u6a21\u4f01\u696d\u306e\u7d4c\u55b6\u8005\u3084\u5f79\u54e1\u3001\u500b\u4eba\u4e8b\u696d\u4e3b\u306e\u305f\u3081\u306e\u5c0f\u898f\u6a21\u4f01\u696d\u5171\u6e08\u306f\u3001\u4f8b\u3048\u3070\u5546\u696d\uff08\u5378\u58f2\u696d\u30fb\u5c0f\u58f2\u696d\uff09\u3001\u30b5\u30fc\u30d3\u30b9\u696d\uff08\u5bbf\u6cca\u696d\u30fb\u5a2f\u697d\u696d\u3092\u9664\u304f\uff09\u3092\u55b6\u3080\u5834\u5408\u306f\u3001\u5e38\u6642\u4f7f\u7528\u3059\u308b\u5f93\u696d\u54e1\u306e\u6570\u304c5\u4eba\u4ee5\u4e0b\u306e\u500b\u4eba\u4e8b\u696d\u4e3b\u307e\u305f\u306f\u4f1a\u793e\u7b49\u306e\u5f79\u54e1\u304c\u52a0\u5165\u3067\u304d\u308b\u9000\u8077\u91d1\u5236\u5ea6\u3067\u3059\u3002\u6bce\u6708\u306e\u639b\u3051\u91d1\u306f1000\u5186\uff5e7\u4e07\u5186\u307e\u3067\u306e\u9593\u3067\u3001500\u5186\u5358\u4f4d\u3067\u81ea\u7531\u306b\u8a2d\u5b9a\u3067\u304d\u3001\u52a0\u5165\u5f8c\u3082\u5897\u984d\u3084\u6e1b\u984d\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u7a4d\u307f\u7acb\u3066\u305f\u5171\u6e08\u91d1\u306f\u52a0\u5165\u8005\u304c\u9000\u8077\u307e\u305f\u306f\u5ec3\u696d\u3057\u305f\u6642\u306b\u3001\u9000\u8077\u91d1\u3068\u3057\u3066\u53d7\u3051\u53d6\u308b\u3053\u3068\u304c\u3067\u304d\u3001\u53d7\u3051\u53d6\u308a\u306f\u4e00\u62ec\u307e\u305f\u306f\u5206\u5272\u3001\u3082\u3057\u304f\u306f\u4e00\u62ec\u3068\u5206\u5272\u306e\u4f75\u7528\u304c\u9078\u629e\u3067\u304d\u307e\u3059\u3002\u81ea\u55b6\u696d\u8005\u3067\u3001\u4ed5\u4e8b\u3092\u8f9e\u3081\u308b\u969b\u306b\u307e\u3068\u307e\u3063\u305f\u304a\u91d1\u3092\u8001\u5f8c\u8cc7\u91d1\u3068\u3057\u3066\u6e96\u5099\u3057\u3066\u304a\u304d\u305f\u3044\u4eba\u306f\u3001\u4ee5\u4e0b\u306b\u6319\u3052\u308b\u30e1\u30ea\u30c3\u30c8\u3068\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u7406\u89e3\u3057\u305f\u4e0a\u3067\u3001\u52a0\u5165\u3092\u691c\u8a0e\u3057\u3066\u307f\u308b\u3068\u826f\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h4 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