{"id":3693,"date":"2020-10-30T15:51:31","date_gmt":"2020-10-30T06:51:31","guid":{"rendered":"https:\/\/finance.recruit.co.jp\/article\/?p=3693"},"modified":"2024-12-13T16:20:07","modified_gmt":"2024-12-13T07:20:07","slug":"b024","status":"publish","type":"post","link":"https:\/\/finance.recruit.co.jp\/article\/b024\/","title":{"rendered":"\u4f4f\u5b85\u306e\u65b0\u7bc9\u306b\u5fc5\u8981\u306a\u8cbb\u7528\u306f\u3069\u306e\u304f\u3089\u3044\uff1f\u5404\u7a2e\u8cc7\u91d1\u3092\u7d39\u4ecb"},"content":{"rendered":"\n<h2 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noopener\">\u72ec\u7acb\u884c\u653f\u6cd5\u4eba\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u300c2023\u5e74\u5ea6\u30d5\u30e9\u30c3\u30c835\u5229\u7528\u8005\u8abf\u67fb\u300d<\/a>p.10<\/div><\/div>\n\n<div class=\"lazyblock-related-article-HTEDd wp-block-lazyblock-related-article\">    <div class=\"article-thum-wrap\" data-related-pid=\"3699\">\n        <a href=\"https:\/\/finance.recruit.co.jp\/article\/b030\/\" class=\"thum thum--sm\">\n                        <div class=\"thum_catch\">\n                <img decoding=\"async\" alt=\"\" data-src=\"https:\/\/finance.recruit.co.jp\/article\/wp-content\/uploads\/2020\/10\/pixta_45691723_M.jpg\" class=\"js-object-fit-img lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\"><noscript><img decoding=\"async\" alt=\"\" class=\"js-object-fit-img\" src=\"https:\/\/finance.recruit.co.jp\/article\/wp-content\/uploads\/2020\/10\/pixta_45691723_M.jpg\"><\/noscript>\n            <\/div>\n                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wp-block-lazyblock-reference-html\"><div class=\"article-reference\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.jhf.go.jp\/files\/400370694.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u72ec\u7acb\u884c\u653f\u6cd5\u4eba\u4f4f\u5b85\u91d1\u878d\u652f\u63f4\u6a5f\u69cb\u300c2023\u5e74\u5ea6\u30d5\u30e9\u30c3\u30c835\u5229\u7528\u8005\u8abf\u67fb\u300d<\/a>p.10<\/div><\/div>\n\n\n<p><strong>\u6ce8\u6587\u4f4f\u5b85<\/strong>\u3068\u306f\u6587\u5b57\u901a\u308a\u4f9d\u983c\u4e3b\u306e\u6ce8\u6587\u3092\u53d7\u3051\u3066\u30bc\u30ed\u304b\u3089\u5efa\u3066\u308b\u4f4f\u5b85\u306e\u3053\u3068\u3002\u4f9d\u983c\u4e3b\u304c\u6240\u6709\u3057\u3066\u3044\u308b\u3001\u3042\u308b\u3044\u306f\u8cfc\u5165\u3057\u305f\u571f\u5730\u306b\u3001\u5e0c\u671b\u3092\u3082\u3068\u306b\u5bb6\u3065\u304f\u308a\u3092\u3059\u308b\u305f\u3081\u6642\u9593\u3082\u8cbb\u7528\u3082\u304b\u304b\u308a\u307e\u3059\u304c\u3001\u9593\u53d6\u308a\u3084\u30c7\u30b6\u30a4\u30f3\u3001\u5efa\u6750\u3084\u4ed5\u69d8\u306b\u4f9d\u983c\u4e3b\u306e\u7406\u60f3\u3092\u53cd\u6620\u3067\u304d\u308b\u3068\u3044\u3046\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u610f\u5473\u3067\u6ce8\u6587\u4f4f\u5b85\u306f\u6642\u9593\u3068\u8cbb\u7528\u304c\u304b\u304b\u3063\u3066\u3082\u3001\u7d30\u90e8\u306b\u3053\u3060\u308f\u3063\u3066\u7406\u60f3\u901a\u308a\u306e\u5bb6\u3092\u3064\u304f\u308a\u305f\u3044\u3068\u3044\u3046\u30bf\u30a4\u30d7\u306e\u4eba\u306b\u5411\u3044\u3066\u3044\u308b\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u4e00\u65b9\u3001\u6ce8\u6587\u4f4f\u5b85\u3088\u308a\u3082\u30ea\u30fc\u30ba\u30ca\u30d6\u30eb\u306a\u4fa1\u683c\u3067\u8ca9\u58f2\u3055\u308c\u3066\u3044\u308b\u306e\u304c<strong>\u5efa\u58f2\u4f4f\u5b85<\/strong>\u3067\u3059\u3002\u5efa\u58f2\u4f4f\u5b85\u3068\u306f\u3001\u5efa\u7bc9\u6e08\u307f\u306e\u72b6\u614b\u3067\u58f2\u308a\u306b\u51fa\u3055\u308c\u3066\u3044\u308b\u5efa\u7269\u306e\u3053\u3068\u3067\u3001\u307b\u3068\u3093\u3069\u306e\u5834\u5408\u3001\u571f\u5730\u3068\u30bb\u30c3\u30c8\u3067\u8ca9\u58f2\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3059\u3067\u306b\u5efa\u7269\u304c\u5b8c\u6210\u3057\u3066\u304a\u308a\u3001\u9593\u53d6\u308a\u3084\u30c7\u30b6\u30a4\u30f3\u306a\u3069\u3082\u51fa\u6765\u4e0a\u304c\u3063\u3066\u3044\u308b\u306e\u3067\u3001\u5225\u9014\u8cbb\u7528\u3092\u304b\u3051\u3066\u30ea\u30d5\u30a9\u30fc\u30e0\u3057\u306a\u3044\u9650\u308a\u5909\u66f4\u306f\u3067\u304d\u307e\u305b\u3093\u3002\u307e\u305f\u3001\u571f\u5730\u3068\u30bb\u30c3\u30c8\u3067\u8ca9\u58f2\u3055\u308c\u3066\u3044\u308b\u306e\u3067\u3001\u571f\u5730\u63a2\u3057\u304b\u3089\u59cb\u3081\u308b\u6ce8\u6587\u4f4f\u5b85\u306b\u6bd4\u3079\u3066\u7acb\u5730\u9078\u3073\u306e\u9078\u629e\u80a2\u3082\u72ed\u307e\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3057\u304b\u3057\u3001\u5efa\u58f2\u4f4f\u5b85\u306f\u6ce8\u6587\u4f4f\u5b85\u307b\u3069\u5efa\u7bc9\u8cbb\u304c\u304b\u304b\u3089\u306a\u3044\u305f\u3081\u3001\u8cfc\u5165\u8cbb\u7528\u3092\u5b89\u304f\u6291\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3057\u3001\u8cfc\u5165\u5f8c\u3059\u3050\u306b\u5165\u5c45\u3067\u304d\u308b\u3068\u3044\u3046\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308a\u307e\u3059\u3002\u7acb\u5730\u3084\u9593\u53d6\u308a\u306b\u3064\u3044\u3066\u6700\u4f4e\u9650\u306e\u6761\u4ef6\u3092\u30af\u30ea\u30a2\u3059\u308c\u3070\u7d30\u90e8\u306b\u306f\u3053\u3060\u308f\u3089\u305a\u3001\u3067\u304d\u308b\u3060\u3051\u8cbb\u7528\u3092\u6291\u3048\u305f\u3044\u3068\u3044\u3046\u8003\u3048\u65b9\u306e\u4eba\u306b\u306f\u3001\u6ce8\u6587\u4f4f\u5b85\u3088\u308a\u3082\u5efa\u58f2\u4f4f\u5b85\u304c\u5411\u3044\u3066\u3044\u308b\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u8af8\u8cbb\u7528<\/h3>\n\n\n\n<p>\u5bb6\u3092\u5efa\u3066\u308b\u306e\u306b\u5fc5\u8981\u306a\u7d4c\u8cbb\u306f\u571f\u5730\u4ee3\u3068\u5efa\u7bc9\u8cbb\u7528\u3060\u3051\u306f\u306a\u304f\u3001\u5225\u9014\u3055\u307e\u3056\u307e\u306a\u624b\u6570\u6599\u3084\u7a0e\u91d1\u306a\u3069\u306e\u8af8\u7d4c\u8cbb\u304c\u304b\u304b\u308a\u307e\u3059\u3002\u7acb\u5730\u3084\u5e83\u3055\u306a\u3069\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u305f\u3081\u4e00\u6982\u306b\u306f\u8a00\u3048\u307e\u305b\u3093\u304c\u3001\u4e00\u822c\u7684\u306b\u8af8\u7d4c\u8cbb\u306e\u7dcf\u984d\u306f\u8af8\u8cbb\u7528\u306e\u7dcf\u984d\u306f\u3001\u7269\u4ef6\u4fa1\u683c\u306e5\uff5e10\uff05\u306b\u306a\u308b\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002\u305f\u3068\u3048\u3070\u571f\u5730\u4ee3\u3068\u5efa\u8a2d\u8cbb\u7528\u304c3000\u4e07\u5186\u306e\u5834\u5408\u306f\u3001\u7d04150\u4e07\u5186\u304b\u3089300\u4e07\u5186\u306e\u8af8\u7d4c\u8cbb\u304c\u304b\u304b\u308b\u3068\u60f3\u5b9a\u3057\u3066\u304a\u3044\u305f\u307b\u3046\u304c\u826f\u3044\u3068\u3044\u3046\u3053\u3068\u3067\u3059\u3002\u65b0\u7bc9\u6642\u306b\u304b\u304b\u308b\u4e3b\u306a\u8af8\u7d4c\u8cbb\u306e\u5185\u8a33\u3068\u91d1\u984d\u306e\u76ee\u5b89\u306f\u6b21\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n\n\n\n<figure class=\"wp-block-flexible-table-block-table\"><table class=\"\"><thead><tr><th>\u9805\u76ee<\/th><th>\u91d1\u984d\u306e\u76ee\u5b89<\/th><\/tr><\/thead><tbody><tr><td>\u4ef2\u4ecb\u624b\u6570\u6599<\/td><td>\u4e0d\u52d5\u7523\u306e\u4fa1\u683c \u00d7 3\uff05 + 6\u4e07\u5186\uff08\u4e0a\u9650\u3001\u6d88\u8cbb\u7a0e\u5225\u9014\uff09\u3002\u571f\u5730\u3084\u5efa\u7269\u306e\u58f2\u8cb7\u3092\u4ef2\u4ecb\u3057\u305f\u4e0d\u52d5\u7523\u696d\u8005\u306b\u652f\u6255\u3046\u3002\u58f2\u308a\u4e3b\u304c\u4e0d\u52d5\u7523\u696d\u8005\u3067\u3042\u308b\u5834\u5408\u306f\u4e0d\u8981<\/td><\/tr><tr><td>\u5370\u7d19\u7a0e<\/td><td>\u5951\u7d04\u66f8\u306b\u8cbc\u308b\u5370\u7d19\u4ee3\u3002\u571f\u5730\u3084\u5efa\u7269\u3092\u58f2\u8cb7\u3059\u308b\u3068\u304d\u306e\u58f2\u8cb7\u5951\u7d04\u66f8\u3001\u6ce8\u6587\u4f4f\u5b85\u3092\u5efa\u3066\u308b\u3068\u304d\u306e\u5efa\u8a2d\u5de5\u4e8b\u8acb\u8ca0\u5951\u7d04\u66f8\u3001\u91d1\u878d\u6a5f\u95a2\u304b\u3089\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u308b\u3068\u304d\u306e\u91d1\u92ad\u6d88\u8cbb\u8cb8\u501f\u5951\u7d04\u66f8\u305d\u308c\u305e\u308c\u306b\u304b\u304b\u308b\u3002\u7a0e\u984d\u306f\u5951\u7d04\u66f8\u306e\u7a2e\u985e\u3068\u3001\u305d\u3053\u3067\u306e\u8a18\u8f09\u91d1\u984d\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u3002\u4f8b\u3048\u3070\u8a18\u8f09\u91d1\u984d\u304c1000\u4e07\u5186\u8d85\u30015000\u4e07\u5186\u672a\u6e80\u306e\u5834\u5408\u3001\u58f2\u8cb7\u5951\u7d04\u66f8\u3067\u306f1\u4e07\u5186\u3001\u5de5\u4e8b\u8acb\u8ca0\u5951\u7d04\u66f8\u3067\u306f1\u4e07\u5186\u3001\u91d1\u92ad\u6d88\u8cbb\u8cb8\u501f\u5951\u7d04\u66f8\u3067\u306f2\u4e07\u5186\u306e\u5370\u7d19\u7a0e\u304c\u305d\u308c\u305e\u308c\u8ab2\u305b\u3089\u308c\u308b\u30022022\u5e743\u670831\u65e5\u307e\u3067\u306b\u4f5c\u6210\u3055\u308c\u305f\u58f2\u8cb7\u5951\u7d04\u66f8\u3068\u5de5\u4e8b\u8acb\u8ca0\u5951\u7d04\u66f8\u306f\u8efd\u6e1b\u63aa\u7f6e\u306e\u5bfe\u8c61\u3068\u306a\u3063\u3066\u3044\u3066\u3001\u4e0a\u8a18\u306e\u7a0e\u984d\u306f\u305d\u308c\u3092\u9069\u7528\u3057\u305f\u3082\u306e<\/td><\/tr><tr><td>\u56fa\u5b9a\u8cc7\u7523\u7a0e\u30fb\u90fd\u5e02\u8a08\u753b\u7a0e\u306e\u7cbe\u7b97<\/td><td>\u56fa\u5b9a\u8cc7\u7523\u7a0e\u3068\u90fd\u5e02\u8a08\u753b\u7a0e\u306f\u30011\u67081\u65e5\u6642\u70b9\u3067\u56fa\u5b9a\u8cc7\u7523\u8ab2\u7a0e\u53f0\u5e33\u306b\u767b\u9332\u3055\u308c\u3066\u3044\u308b\u4eba\u304c\u7d0d\u7a0e\u7fa9\u52d9\u8005\u3068\u306a\u308b\u3002\u58f2\u4e3b\u304c\u5148\u6255\u3044\u3057\u3066\u3044\u308b\u5f15\u304d\u6e21\u3057\u4ee5\u964d\u5206\u306e\u56fa\u5b9a\u8cc7\u7523\u7a0e\u3068\u90fd\u5e02\u8a08\u753b\u7a0e\u3092\u65e5\u5272\u308a\u8a08\u7b97\u3057\u3066\u7b97\u51fa\u3057\u305f\u984d\u304c\u7cbe\u7b97\u91d1\u3067\u3001\u8cb7\u4e3b\u304c\u8ca0\u62c5\u3059\u308b\u3002\u8d77\u7b97\u65e5\u306f\u5730\u57df\u306e\u6163\u884c\u30671\u67081\u65e5\u3068\u3059\u308b\u30b1\u30fc\u30b9\u30684\u67081\u65e5\u306b\u3059\u308b\u30b1\u30fc\u30b9\u304c\u3042\u308b\u30021\u67081\u65e5\u3092\u8d77\u7b97\u65e5\u3068\u3057\u305f\u5834\u5408\u306f\u3001\u8cb7\u4e3b\u306f\u5f15\u304d\u6e21\u3057\u65e5\u304b\u3089\u7fcc\u5e74\u306e12\u670831\u65e5\u307e\u3067\u306e\u984d\u3092\u8ca0\u62c5\u3059\u308b\u3002\u901a\u5e38\u306f\u5f15\u304d\u6e21\u3057\u65e5\u306b\u7cbe\u7b97\u3059\u308b\u3002<\/td><\/tr><tr><td>\u4e0d\u52d5\u7523\u53d6\u5f97\u7a0e<\/td><td>\u53d6\u5f97\u3057\u305f\u4e0d\u52d5\u7523\u306e\u56fa\u5b9a\u8cc7\u7523\u7a0e\u8a55\u4fa1\u984d\u306e\uff14\uff05\uff082021\u5e743\u670831\u65e5\u306e\u53d6\u5f97\u307e\u3067\u306f\u8efd\u6e1b\u63aa\u7f6e\u30673\uff05\u306b\u5f15\u304d\u4e0b\u3052\u3089\u308c\u3066\u3044\u308b\uff09<\/td><\/tr><tr><td>\u767b\u9332\u514d\u8a31\u7a0e\uff08\u6240\u6709\u6a29\u79fb\u8ee2\u767b\u8a18\u6599\uff09<\/td><td>\u767b\u8a18\u624b\u7d9a\u304d\u306e\u969b\u306b\u56fd\u306b\u7d0d\u3081\u308b\u7a0e\u91d1\u3002\u7a0e\u7387\u306f\u767b\u8a18\u306e\u7a2e\u985e\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u3002\u6240\u6709\u6a29\u79fb\u8ee2\u767b\u8a18\u306e\u7a0e\u7387\u306b\u3064\u3044\u3066\u306f\u571f\u5730\u304c\u56fa\u5b9a\u8cc7\u7523\u7a0e\u8a55\u4fa1\u984d\u306e2\uff05\u3001\u65b0\u7bc9\u5efa\u7269\u306f0.4%\u3001\u4e2d\u53e4\u5efa\u7269\u306f2\uff05\u3002\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u62b5\u5f53\u6a29\u767b\u8a18\u306f\u501f\u5165\u984d\u306e0.4%\uff08\u3044\u305a\u308c\u3082\u8efd\u6e1b\u63aa\u7f6e\u304c\u3042\u308b\uff09<\/td><\/tr><tr><td>\u4f4f\u5b85\u30ed\u30fc\u30f3\u4fdd\u8a3c\u6599<\/td><td>\u91d1\u878d\u6a5f\u95a2\u3084\u3001\u501f\u5165\u984d\u3001\u8fd4\u6e08\u5e74\u6570\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u3002\u4e00\u822c\u7684\u306b\u306f\u4e00\u62ec\u6255\u3044\u306e\u5834\u5408\u306f\u501f\u5165\u984d\u306e2\uff05\u524d\u5f8c\u304c\u76ee\u5b89\u3002\u91d1\u5229\u4e0a\u4e57\u305b\u6255\u3044\u306e\u5834\u5408\u306f\u3001\u91d1\u5229\u306b0.2%\u524d\u5f8c\u304c\u4e0a\u4e57\u305b\u3055\u308c\u308b<\/td><\/tr><tr><td>\u4f4f\u5b85\u30ed\u30fc\u30f3\u624b\u6570\u6599<\/td><td>\u91d1\u878d\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u3002\u4e00\u822c\u7684\u306b\u306f3\u4e07\uff5e5\u4e07\u5186\u3001\u3042\u308b\u3044\u306f\u878d\u8cc7\u984d\u306e2\uff05\u7a0b\u5ea6\u304c\u76ee\u5b89<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n<!-- section end 2201 -->\n    <div class=\"c-bnrUnderLead hoshoshinsa-bnr shadow-img-link\">\n<a href=\"\/article\/rate-ranking\/\">\n    <picture>\n        <source media=\"(max-width: 768px)\" srcset=\"\/common\/images\/hoshoshinsa_sp_k.png\">\n        <img decoding=\"async\" src=\"\/common\/images\/hoshoshinsa_pc_k.png\" alt=\"\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u30e9\u30f3\u30ad\u30f3\u30b0\">\n    <\/picture>\n    <\/a>\n    \n<\/div>    <!-- section start 2201 -->\n\n\n<h2 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