{"id":25752,"date":"2026-03-27T14:22:31","date_gmt":"2026-03-27T05:22:31","guid":{"rendered":"https:\/\/finance.recruit.co.jp\/article\/?p=25752"},"modified":"2026-03-27T14:23:10","modified_gmt":"2026-03-27T05:23:10","slug":"n262","status":"publish","type":"post","link":"https:\/\/finance.recruit.co.jp\/article\/n262\/","title":{"rendered":"\u65b0\u7bc9\u3067\u3082\u7d04\uff18\u5272\u306b\u4e0d\u5177\u5408 \u4f4f\u5b85\u30ed\u30fc\u30f3\u8fd4\u6e08\u4e2d\u306b\u8d77\u304d\u308b\u300c\u4fee\u7e55\u8cbb\u00d7\u30ed\u30fc\u30f3\u300d\u306e\u4e8c\u91cd\u8ca0\u62c5\u3068\u306f"},"content":{"rendered":"\n<h2 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class=\"lazyblock-reference-html-Zsetgv wp-block-lazyblock-reference-html\"><div class=\"article-reference\">\u51fa\u5178\uff1a<a href=\"https:\/\/www.sakurajimusyo.com\/wp-content\/uploads\/2026\/02\/904156248f82d4755a3456794d6f865e.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u682a\u5f0f\u4f1a\u793e\u3055\u304f\u3089\u4e8b\u52d9\u6240\u30d7\u30ec\u30b9\u30fb\u30ea\u30ea\u30fc\u30b9\u300c\u5efa\u7bc9\u57fa\u6e96\u6cd5\u6539\u6b63\u306b\u3088\u308b\u5de5\u671f\u5727\u8feb\u3068\u73fe\u5834\u306e\u6df7\u4e71\u304c\u8981\u56e0\u304b\u300d<\/a><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\">2025\u5e744\u6708\u306e\u5efa\u7bc9\u57fa\u6e96\u6cd5\u6539\u6b63\u306b\u3088\u308b\u73fe\u5834\u306e\u8ca0\u8377\u5897\u52a0<\/h3>\n\n\n\n<p><strong>\u65b0\u7bc9\u4e0d\u5177\u5408\u304c\u5897\u52a0\u3057\u305f\u8981\u56e0\u306e\u4e00\u3064\u306b\u6319\u3052\u3089\u308c\u308b\u306e\u304c\u30012025\u5e74\uff14\u6708\u306e\u5efa\u7bc9\u57fa\u6e96\u6cd5\u6539\u6b63\u3067\u3059\u3002<\/strong>\u3053\u306e\u6539\u6b63\u306b\u3088\u308a\u3001\u300c\uff14\u53f7\u7279\u4f8b\uff08\u5efa\u7bc9\u58eb\u304c\u8a2d\u8a08\u30fb\u5de5\u4e8b\u76e3\u7406\u3092\u884c\u3063\u3066\u3044\u308c\u3070\u3001\u5efa\u7bc9\u78ba\u8a8d\u306a\u3069\u3092\u7701\u7565\u3067\u304d\u308b\u5236\u5ea6\uff09\u300d\u306e\u7bc4\u56f2\u304c\u7e2e\u5c0f\u3055\u308c\u3001\u6728\u9020\u4e00\u6238\u5efa\u3066\u4f4f\u5b85\u3082\u5bfe\u8c61\u3068\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n\n\n\n<p>\u78ba\u8a8d\u7533\u8acb\u306e\u969b\u306b\u3001\u3053\u308c\u307e\u3067\u306f\u4e0d\u8981\u3060\u3063\u305f\u69cb\u9020\u8a08\u7b97\u66f8\u306a\u3069\u306e\u63d0\u51fa\u304c\u5fc5\u8981\u3068\u306a\u3063\u305f\u305f\u3081\u3001\u5be9\u67fb\u306e\u9577\u671f\u5316\u3067\u73fe\u5834\u306e\u5de5\u671f\u304c\u5727\u8feb\u3055\u308c\u308b\u4e8b\u614b\u304c\u751f\u3058\u3066\u3044\u307e\u3059\u3002<strong>\u7d50\u679c\u3068\u3057\u3066\u3001\u5de5\u7a0b\u306b\u4f59\u88d5\u304c\u306a\u304f\u306a\u308a\u3001\u7d30\u90e8\u307e\u3067\u306e\u78ba\u8a8d\u304c\u884c\u304d\u5c4a\u304d\u306b\u304f\u304f\u306a\u3063\u305f\u3053\u3068\u3082\u3001\u4e0d\u5177\u5408\u5897\u52a0\u306e\u4e00\u56e0\u3068\u6307\u6458\u3055\u308c\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/strong><strong><\/strong><\/p>\n\n\n<div class=\"lazyblock-related-article-102FA3 wp-block-lazyblock-related-article\">    <div class=\"article-thum-wrap\" data-related-pid=\"23189\">\n        <a href=\"https:\/\/finance.recruit.co.jp\/article\/n204\/\" class=\"thum thum--sm\">\n                        <div class=\"thum_catch\">\n                <img decoding=\"async\" alt=\"\" data-src=\"https:\/\/finance.recruit.co.jp\/article\/wp-content\/uploads\/2025\/02\/2025\u5e744\u6708\u306b\u5909\u308f\u308b\u5efa\u7bc9\u57fa\u6e96\u6cd5\u3001\u30de\u30a4\u30db\u30fc\u30e0\u8cfc\u5165\u5e0c\u671b\u8005\u304b\u3099\u77e5\u3063\u3066\u304a\u304f\u3078\u3099\u304d\u30db\u309a\u30a4\u30f3\u30c8.jpg\" class=\"js-object-fit-img lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\"><noscript><img decoding=\"async\" alt=\"\" class=\"js-object-fit-img\" src=\"https:\/\/finance.recruit.co.jp\/article\/wp-content\/uploads\/2025\/02\/2025\u5e744\u6708\u306b\u5909\u308f\u308b\u5efa\u7bc9\u57fa\u6e96\u6cd5\u3001\u30de\u30a4\u30db\u30fc\u30e0\u8cfc\u5165\u5e0c\u671b\u8005\u304b\u3099\u77e5\u3063\u3066\u304a\u304f\u3078\u3099\u304d\u30db\u309a\u30a4\u30f3\u30c8.jpg\"><\/noscript>\n            <\/div>\n                        <div class=\"thum_body\">\n                <div class=\"thum_title\">2025\u5e744\u6708\u306b\u5909\u308f\u308b\u5efa\u7bc9\u57fa\u6e96\u6cd5\u3001\u30de\u30a4\u30db\u30fc\u30e0\u8cfc\u5165\u5e0c\u671b\u8005\u304c\u77e5\u3063\u3066\u304a\u304f\u3079\u304d\u30dd\u30a4\u30f3\u30c8<\/div>\n                <div class=\"thum_info\">\n                                        <object><a href=\"https:\/\/finance.recruit.co.jp\/article\/category\/mortgage\/news\/\" class=\"category_text category_text--news\">[\u30cb\u30e5\u30fc\u30b9]<\/a><\/object>\n                                                            <span class=\"date\">2025.02.05<\/span>\n                                    <\/div>\n            <\/div>\n        <\/a>\n    <\/div>\n    <\/div>\n\n<div class=\"lazyblock-related-article-1AQyYJ wp-block-lazyblock-related-article\">    <div class=\"article-thum-wrap\" data-related-pid=\"14050\">\n        <a href=\"https:\/\/finance.recruit.co.jp\/article\/n098\/\" class=\"thum thum--sm\">\n                        <div class=\"thum_catch\">\n                <img decoding=\"async\" alt=\"\" data-src=\"https:\/\/finance.recruit.co.jp\/article\/wp-content\/uploads\/2022\/11\/\u6728\u9020\u4f4f\u5b85\u3092\u5efa\u3066\u308b\u4eba\u306b\u6717\u5831\uff012025\u5e74\uff5e\u5bb6\u3064\u3099\u304f\u308a\u304b\u3099\u5909\u308f\u308b\uff01\u30cf\u30a6\u30b9\u30e1\u30fc\u30ab\u30fc\u9078\u3072\u3099\u3082\u614e\u91cd\u306b.jpg\" class=\"js-object-fit-img lazyload\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\"><noscript><img decoding=\"async\" alt=\"\" class=\"js-object-fit-img\" src=\"https:\/\/finance.recruit.co.jp\/article\/wp-content\/uploads\/2022\/11\/\u6728\u9020\u4f4f\u5b85\u3092\u5efa\u3066\u308b\u4eba\u306b\u6717\u5831\uff012025\u5e74\uff5e\u5bb6\u3064\u3099\u304f\u308a\u304b\u3099\u5909\u308f\u308b\uff01\u30cf\u30a6\u30b9\u30e1\u30fc\u30ab\u30fc\u9078\u3072\u3099\u3082\u614e\u91cd\u306b.jpg\"><\/noscript>\n            <\/div>\n                        <div class=\"thum_body\">\n                <div class=\"thum_title\">\u6728\u9020\u4f4f\u5b85\u3092\u5efa\u3066\u308b\u4eba\u306b\u6717\u5831\uff012025\u5e74\uff5e\u5bb6\u3065\u304f\u308a\u304c\u5909\u308f\u308b\uff01\u30cf\u30a6\u30b9\u30e1\u30fc\u30ab\u30fc\u9078\u3073\u3082\u614e\u91cd\u306b<\/div>\n                <div class=\"thum_info\">\n                                        <object><a href=\"https:\/\/finance.recruit.co.jp\/article\/category\/mortgage\/news\/\" class=\"category_text category_text--news\">[\u30cb\u30e5\u30fc\u30b9]<\/a><\/object>\n                                                            <span class=\"date\">2022.11.25<\/span>\n                                    <\/div>\n            <\/div>\n        <\/a>\n    <\/div>\n    <\/div>\n\n\n<h3 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class=\"wp-block-heading\"><a><\/a>\u4e0d\u5177\u5408\u306f\u8d77\u304d\u306a\u3044\u3068\u3044\u3046\u524d\u63d0\u304c\u73fe\u5b9f\u3068\u30ba\u30ec\u3066\u3044\u308b<\/h3>\n\n\n\n<p><em>\u3053\u3053\u307e\u3067\u306e\u80cc\u666f\u3067\u6d6e\u304b\u3073\u4e0a\u304c\u308b\u306e\u304c\u3001\u300c\u65bd\u5de5\u30df\u30b9\u3084\u4e0d\u5177\u5408\u306f\u7279\u5225\u306a\u3082\u306e\u3067\u306f\u306a\u304f\u3001\u4e00\u5b9a\u306e\u78ba\u7387\u3067\u8d77\u3053\u308a\u5f97\u308b\u73fe\u5b9f\u7684\u306a\u30ea\u30b9\u30af\u300d\u3068\u3044\u3046\u73fe\u5b9f\u3067\u3059\u3002\u306b\u3082\u304b\u304b\u308f\u3089\u305a\u3001\u591a\u304f\u306e\u8cfc\u5165\u8005\u306f\u300c\u65b0\u7bc9\u3060\u304b\u3089\u554f\u984c\u306a\u3044\u300d\u300c\u5927\u624b\u30cf\u30a6\u30b9\u30e1\u30fc\u30ab\u30fc\u3060\u304b\u3089\u5b89\u5fc3\u300d\u3068\u3044\u3046\u524d\u63d0\u3067\u8cc7\u91d1\u8a08\u753b\u3092\u7acb\u3066\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/em>\u3053\u306e\u671f\u5f85\u3068\u73fe\u5b9f\u306e\u30ba\u30ec\u3053\u305d\u304c\u3001\u5f15\u304d\u6e21\u3057\u5f8c\u306e\u30c8\u30e9\u30d6\u30eb\u3084\u8cc7\u91d1\u8a08\u753b\u306e\u72c2\u3044\u306b\u3064\u306a\u304c\u308b\u5927\u304d\u306a\u8981\u56e0\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n<!-- section end 2201 -->\n    <div class=\"c-bnrUnderLead hoshoshinsa-bnr shadow-img-link\">\n<a href=\"\/article\/rate-ranking\/\">\n    <picture>\n        <source media=\"(max-width: 768px)\" srcset=\"\/common\/images\/hoshoshinsa_sp_k.png\">\n        <img decoding=\"async\" src=\"\/common\/images\/hoshoshinsa_pc_k.png\" alt=\"\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u30e9\u30f3\u30ad\u30f3\u30b0\">\n    <\/picture>\n    <\/a>\n    \n<\/div>    <!-- section start 2201 -->\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>\u4f4f\u5b85\u30ed\u30fc\u30f3\u3068\u4e0d\u5177\u5408\u306e\u95a2\u4fc2\uff5c\u306a\u305c\u300c\u4e8c\u91cd\u8ca0\u62c5\u300d\u304c\u8d77\u304d\u308b\u306e\u304b<\/h2>\n\n\n\n<p>\u300c\u4e0d\u5177\u5408\u304c\u3042\u308b\u304b\u3089\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u6255\u308f\u306a\u3044\u300d\u3068\u3044\u3046\u7406\u5c48\u306f\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u306f\u901a\u7528\u3057\u307e\u305b\u3093\u3002\u3053\u3053\u3067\u306f\u3001\u5bb6\u306e\u4e0d\u5177\u5408\u3068\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u95a2\u4fc2\u3001\u300c\u4f4f\u5b85\u30ed\u30fc\u30f3 + \u4fee\u7e55\u8cbb\u300d\u306e\u4e8c\u91cd\u8ca0\u62c5\u304c\u751f\u3058\u308b\u4ed5\u7d44\u307f\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306f\u300c\u5bb6\u304c\u6b63\u5e38\u306b\u4f7f\u3048\u308b\u524d\u63d0\u300d\u3067\u7d44\u307e\u308c\u3066\u3044\u308b<\/h3>\n\n\n\n<p>\u91d1\u878d\u6a5f\u95a2\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u878d\u8cc7\u3092\u5b9f\u884c\u3059\u308b\u969b\u3001\u5927\u524d\u63d0\u3068\u3057\u3066\u300c\u5efa\u7269\u306b\u9069\u5207\u306a\u4fa1\u5024\u304c\u3042\u308a\u3001\u9577\u304f\u4f4f\u307f\u7d9a\u3051\u3089\u308c\u308b\u54c1\u8cea\u3067\u3042\u308b\u3053\u3068\u300d\u3092\u8a55\u4fa1\u306b\u542b\u3081\u3066\u3044\u307e\u3059\u3002\u3064\u307e\u308a\u3001\u5bb6\u304c\u6b63\u5e38\u306b\u6a5f\u80fd\u3059\u308b\u3053\u3068\u3092\u62c5\u4fdd\u306b\u9ad8\u984d\u306a\u8cc7\u91d1\u3092\u8cb8\u3057\u51fa\u3057\u3066\u3044\u308b\u308f\u3051\u3067\u3059\u3002\u878d\u8cc7\u304c\u5b9f\u884c\u3055\u308c\u305f\u5f8c\u306b\u4e0d\u5177\u5408\u304c\u898b\u3064\u304b\u3063\u3066\u3082\u3001\u91d1\u878d\u6a5f\u95a2\u306b\u306f\u8cac\u4efb\u304c\u3042\u308a\u307e\u305b\u3093\u3002\u300c\u60f3\u5b9a\u901a\u308a\u306b\u4f7f\u3048\u306a\u3044\u300d\u72b6\u614b\u3067\u3082\u3001\u501f\u91d1\u3060\u3051\u306f\u6b8b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>\u5bb6\u306b\u4e0d\u5177\u5408\u304c\u8d77\u304d\u3066\u3082\u30ed\u30fc\u30f3\u8fd4\u6e08\u306f\u6b62\u307e\u3089\u306a\u3044<\/h3>\n\n\n\n<p>\u5f53\u7136\u306a\u304c\u3089\u3001\u5165\u5c45\u5f8c\u306b\u898b\u3064\u304b\u3063\u305f\u4e0d\u5177\u5408\u3067\u751f\u6d3b\u306b\u652f\u969c\u304c\u51fa\u305f\u3068\u3057\u3066\u3082\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u7fa9\u52d9\u306f\u6b62\u307e\u308a\u307e\u305b\u3093\u3002\u91d1\u878d\u6a5f\u95a2\u3068\u306e\u91d1\u92ad\u6d88\u8cbb\u8cb8\u501f\u5951\u7d04\u306f\u3001\u300c\u5bb6\u304c\u58ca\u308c\u305f\u3089\u8fd4\u3055\u306a\u304f\u3066\u826f\u3044\u300d\u3068\u3044\u3046\u6761\u4ef6\u4ed8\u304d\u3067\u306f\u306a\u3044\u304b\u3089\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u4f4f\u5b85\u306e\u54c1\u8cea\u306b\u95a2\u3059\u308b\u554f\u984c\u306f\u3001\u3042\u304f\u307e\u3067\u65bd\u4e3b\u3068\u65bd\u5de5\u4f1a\u793e\u306e\u9593\u306e\u30c8\u30e9\u30d6\u30eb\u3067\u3042\u308a\u3001\u5bb6\u306b\u4f4f\u3081\u306a\u3044\u307b\u3069\u306e\u554f\u984c\u304c\u8d77\u304d\u3066\u3044\u305f\u3068\u3057\u3066\u3082\u3001\u6bce\u6708\u6c7a\u307e\u3063\u305f\u984d\u304c\u53e3\u5ea7\u304b\u3089\u5f15\u304d\u843d\u3068\u3055\u308c\u308b\u3068\u3044\u3046\u30b7\u30d3\u30a2\u306a\u73fe\u5b9f\u304c\u5f85\u3061\u69cb\u3048\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 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class=\"lazyblock-reference-html-b5yza wp-block-lazyblock-reference-html\"><div class=\"article-reference\">\u53c2\u8003\uff1a<a href=\"https:\/\/www.mlit.go.jp\/jutakukentiku\/house\/content\/001586555.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u56fd\u571f\u4ea4\u901a\u7701\u300c\u4f4f\u5b85\u306e\u54c1\u8cea\u78ba\u4fdd\u306e\u4fc3\u9032\u7b49\u306b\u95a2\u3059\u308b\u6cd5\u5f8b\u306e\u6982\u8981\u300d<\/a><\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>\u554f\u984c\u306e\u672c\u8cea\u306f\u300c\u4e0d\u5177\u5408\u300d\u3067\u306f\u306a\u304f\u300c\u30ea\u30b9\u30af\u3092\u60f3\u5b9a\u3057\u3066\u3044\u306a\u3044\u3053\u3068\u300d<\/h3>\n\n\n\n<p>\u554f\u984c\u306e\u672c\u8cea\u306f\u3001\u65b0\u7bc9\u4f4f\u5b85\u306b\u4e0d\u5177\u5408\u304c\u3042\u308b\u3053\u3068\u3067\u306f\u306a\u304f\u3001\u4e0d\u5177\u5408\u304c\u8d77\u304d\u305f\u3068\u304d\u306e\u300c\u30ea\u30b9\u30af\u3092\u60f3\u5b9a\u3057\u3066\u3044\u306a\u3044\u3053\u3068\u300d\u3067\u3059\u3002\u65b0\u7bc9\u3060\u304b\u3089\u5b8c\u74a7\u3068\u3044\u3046\u524d\u63d0\u3067\u8cc7\u91d1\u8a08\u753b\u3092\u7acb\u3066\u3066\u3057\u307e\u3046\u3068\u3001\u60f3\u5b9a\u5916\u306e\u4e8b\u614b\u306b\u5bfe\u5fdc\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u3060\u304b\u3089\u3053\u305d\u3001<em>\u300c\u3069\u3093\u306a\u5bb6\u3092\u9078\u3076\u304b\u300d\u3067\u306f\u306a\u304f\u3001\u300c\u8d77\u3053\u308a\u5f97\u308b\u30ea\u30b9\u30af\u306b\u3069\u3046\u5099\u3048\u308b\u304b\u300d\u307e\u3067\u8003\u3048\u308b\u3053\u3068\u304c\u91cd\u8981\u306a\u306e\u3067\u3059\u3002<\/em><\/p>\n\n\n<!-- section end 2201 -->\n    <div class=\"c-bnrUnderLead hoshoshinsa-bnr shadow-img-link\">\n<a href=\"\/article\/rate-ranking\/\">\n    <picture>\n        <source media=\"(max-width: 768px)\" srcset=\"\/common\/images\/hoshoshinsa_sp_k.png\">\n        <img decoding=\"async\" src=\"\/common\/images\/hoshoshinsa_pc_k.png\" alt=\"\u4f4f\u5b85\u30ed\u30fc\u30f3\u91d1\u5229\u30e9\u30f3\u30ad\u30f3\u30b0\">\n    <\/picture>\n    <\/a>\n    \n<\/div>    <!-- section start 2201 -->\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u524d\u306b\u3067\u304d\u308b\u5099\u3048<\/h2>\n\n\n\n<p>\u65b0\u7bc9\u4f4f\u5b85\u306e\u4e0d\u5177\u5408\u3068\u3044\u3046\u4e88\u671f\u305b\u306c\u30ea\u30b9\u30af\u306b\u5099\u3048\u308b\u305f\u3081\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u3068\u30bb\u30c3\u30c8\u3067\u8003\u3048\u3066\u304a\u304d\u305f\u3044\u5177\u4f53\u7684\u306a\u5bfe\u7b56\u3092\u3054\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 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